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Understanding Medicare Coverage

Medicare is a government-sponsored health insurance program that primarily supports older adults. It includes different parts, each covering specific healthcare services:

• Medicare Part A – Covers hospital stays, emergency room visits, hospice care, and skilled nursing facility care.

• Medicare Part B – Covers outpatient care, including doctor visits, lab tests, vaccinations, mental health services, outpatient surgeries, and durable medical equipment.

• Medicare Part C (Medicare Advantage) – Offered by private insurers, this plan combines Part A and Part B coverage, often including Part D for prescription drugs.

• Medicare Part D – Provides coverage for prescription medications.

• Medigap (Medicare Supplement) – A private insurance option that helps cover out-of-pocket costs like deductibles, copayments, and coinsurance.

Finding the Right Coverage for You

While Original Medicare provides essential healthcare coverage, additional plans like Medigap and Medicare Advantage may offer benefits that better suit your needs. These private plans must meet Medicare’s standards and often include extra perks.

At Esra Health, we simplify the process of choosing a Medicare plan. Our experts help you compare options and select coverage that aligns with your health and budget needs. Let’s find the right plan for you!